PAYMENT MODE
Credit Card EMI
Available through ShopSe for merchants and lenders.
OVERVIEW
What Is Credit Card EMI?
Credit Card EMI allows eligible customers to pay for qualifying purchases in monthly instalments using a supported credit card, subject to the applicable card issuer’s policies and transaction eligibility.
Credit Card EMI allows eligible customers to pay for qualifying purchases in monthly instalments using a supported credit card, subject to the applicable card issuer’s policies and transaction eligibility.
Credit Card EMI allows eligible customers to pay for qualifying purchases in monthly instalments using a supported credit card, subject to the applicable card issuer’s policies and transaction eligibility.
ShopSe enables businesses to integrate Credit Card EMI into their payment experience, giving customers an additional way to pay.
ShopSe enables businesses to integrate Credit Card EMI into their payment experience, giving customers an additional way to pay.
BENEFITS
Benefits of Credit Card EMI
For Merchants
Offer More Payment Flexibility
Offer More Payment Flexibility
Give eligible customers an alternative to paying the entire purchase amount upfront.
Give eligible customers an alternative to paying the entire purchase amount upfront.
Support High-Value Purchases
Support High-Value Purchases
Make qualifying products and services more manageable through instalments.
Make qualifying products and services more manageable through instalments.
Improve Checkout Choice
Improve Checkout Choice
Add Credit Card EMI alongside other available payment options.
Add Credit Card EMI alongside other available payment options.
Deliver a Convenient Payment Experience
Deliver a Convenient Payment Experience
Enable customers to complete applicable payment and authentication steps digitally.
Enable customers to complete applicable payment and authentication steps digitally.
For Lenders and Card Issuers
Support Card Usage
Support Card Usage
Enable eligible cardholders to use supported credit cards for qualifying EMI transactions.
Enable eligible cardholders to use supported credit cards for qualifying EMI transactions.
Reach Customers at Checkout
Reach Customers at Checkout
Make EMI payment options available closer to the purchase decision.
Make EMI payment options available closer to the purchase decision.
Enable Digital Transactions
Enable Digital Transactions
Support an integrated payment journey through participating checkout integrations.
Support an integrated payment journey through participating checkout integrations.
HOW IT WORKS
How it works
1
The customer selects Credit Card EMI at checkout.
The customer selects Credit Card EMI at checkout.
2
The customer chooses an available EMI tenure.
The customer chooses an available EMI tenure.
3
The customer enters the required card details and completes authentication.
The customer enters the required card details and completes authentication.
4
The transaction is processed subject to applicable authorisation and eligibility checks.
The transaction is processed subject to applicable authorisation and eligibility checks.