Frequently Asked Questions - HDFC EasyEMI

ShopSe Digital Finance is an industry first digital payment option powered by multiple Banks and NBFCs.

ShopSe Cardless Digital Finance powered by HDFC EasyEMI is a best-in-class EMI option for people who don't have a pre-approved limit or credit card or don't want to block their credit card limit to finance loans on products/services they want to purchase.

HDFC EasyEMI is a completely paperless and digital process. Customers need to have access to their PAN and Aadhar number and account number of their bank account to purchase products through ShopSe Digital finance powered by HDFC EasyEMI.

HDFC EasyEMI is a completely paperless and digital process. Customers need to have access to their PAN and Aadhar number and account number of their bank account to purchase products through ShopSe Digital finance powered by HDFC EasyEMI.

Maximum Product Amount that is available through ShopSe Digital Finance Powered by HDFC EasyEMI is Rs. 10000.

Maximum Product Amount that is available through ShopSe Digital Finance Powered by HDFC EasyEMI is Rs. 60000.

Customers have to install the ShopSe - Shop now, Pay later app and scan the QR code of the merchant and transact through ShopSe Digital Finance Powered by HDFC EasyEMI.

Customer have to enter their PAN, OTP, complete eKYC and setup eMandate to complete the transaction through ShopSe Digital Finance Powered by HDFC EasyEMI.

The IRR charged by HDFC Bank is 22%, but ShopSe Digital Finace provides No-Cost EMIs and Low-Cost EMIs.

ShopSe doesn't charge any processing fee to the customers, but HDFC bank charges Rs. 399+GST for a successful loan booking.
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Newbazaar Technologies is a financial technology company, not a bank or lender. All lending products are provided by our lending partners.

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