ICICI BANK INSTANT EMI's ON SHOPSE
Questions? Look here.
What is ShopSe?
ShopSe facilitates purchases on Instant No Cost EMIs using your credit / debit cards. Completely digital, we ask for no documentation. Rest assured, you will find the best No-Cost EMI options available in the market only on ShopSe.
Why is my transaction amount different from the price quoted by the merchant?
This is due to the special discount available on ShopSe to make your EMI a No cost/Low cost EMI! Enjoy!
How will I pay my EMIs back?
Your bank will automatically debit your savings A/C for monthly payments for EMIs on due dates. Please make sure you keep sufficient balance in your account to cover for the EMI amount.
My transaction is successful. When is my first EMI due?
If your transaction date is before 20th of the month, your first EMI will be deducted next month from 2nd -5th day.
What if I forget or fail to pay my EMI on time?
The EMIs will be automatically deducted from your account. In case the payment does not go through, it will impact your bureau score negatively.
How do I contact ShopSe team?
How does Debit Card EMI work?
You can now avail EMI using your Debit Card. You do not need to have the entire amount payable in your account at the time of transaction. The bank will not block any amount on your card or account for the payment of upcoming EMI's. The bank provides you with pre-approved loan facility and will deduct the EMI amount every month from your linked bank account at a fixed date.
Are there any additional charges if I do not repay on time?
The bank may charge additional penalties in case the repayment is not made on time. This can be confirmed by calling ICICI bank customer care at 1860 120 7777.
Can I make a pre-payment or foreclose the loan?
Yes. You may close the loan any time by contacting ICICI bank's customer care team.
How do I contact ICICI Bank?
You can get in touch with ICICI bank customer care on - 1860 120 7777